I often make deals with myself and I bet you do too. You know what I’m talking about…..that secret voice that taunts us. “You can have the dessert Carol, but only if you do an extra hour of cardio this week.” Deal. Then there’s the early morning alarm interrupting a nice, sound […]

Congratulations, you and your entire family have had a seemingly healthy year, minus a few pesky colds and some recurring allergies! The good news is that as health care costs continue their upward spiral, your clean bill of health has kept money in your bank account…money that could have been spent on out-of-pocket medical expenses. […]